Emma lives near Birmingham and is looking for a new car. She has been promoted recently and offered the choice of a company car or an allowance. She has always fancied a BMW but wonders if this makes financial sense. Should she negotiate her own deal locally or use her employer's scheme? She'd like to have some impartial advice but both her employer and the local BMW dealer probably have their own best interests at heart. Can FOXY help her unpick all this?