Women's Car Insurance Information

How to get a cheaper car insurance deal

Nobody really likes paying for car insurance; if you drive then it’s just one of those expenses that we get used to paying. The laws of the road state that a car on the road must have valid car insurance, so it’s something that we can’t get away from. However, there are some simple things that we can do to try and get a cheaper insurance policy, and here they are:

Check out your options

When considering buying a new car insurance policy, the number one tip here is to shop around. Shopping around for your car insurance by getting as many quotes as possible, is a great way for you to compare prices. Once you have a list of prices to compare, then you can choose the right policy for you.

Instead of trawling through every car insurance provider, a price comparison site will do the searching for you. It basically cuts out a lot of time and you will be presented with a great list of results. When you have these results you can quickly and easily compare them against each other. However, car insurance is not just about price there’s a whole load of other things to consider.

Revise your parking

Where you park your car on your insurance policy can serious affect the cost of your insurance. For example, if you park on a road at night then this means you are more liable to theft than someone who has their own garage. You should explore all the options available to you here, the more secure your vehicle is at night, the cheaper your insurance premiums will be; even parking on a personal driveway can have a positive effect on your policy.

Policy extras

When purchasing your car insurance, you will often be offered extras i.e. contents, legal or health cover. Sometimes these extras are added to your policy automatically and they simply bump up the cost of your insurance. If you don’t need or you don’t want these extras then be sure to ask for them to be removed from your policy, it will result in your policy being cheaper. On the other hand, if you want one of these extras, but you don’t want to pay the amount they are asking for, then don’t be afraid to haggle, you may be able to get them a lot cheaper.

Build up your no claims bonus

Try and find some special deals where you can build up your years no claims bonus in a shorter time. Building up your years no claims proves to insurance providers that you’re a safe and reliable driver, and doing so will result in your insurance being cheaper. Simply put, the higher your years no claims bonus, the cheaper the insurance will be.

Keeping a clean record

Possibly the most simple of tips but it’s always worth a mention. The longer you hold your driving licence while holding a clean record the cheaper your insurance will be.

FOXY Lady Drivers Club can help you save time and money when it comes to running your car. You can also count on female friendly services, jargon free advice and someone to turn to when motoring gets stressful. A lifetime subscription costs £23 including a £3 donation to the Cancer Buddies Network charity. Exclusive membership services include FOXY approved female friendly garages; FREE car safety checks; motor insurance and car finance information & shared female feedback; money-saving motoring, garage and leisure offers; a friendly members helpdesk for practical advice and support; FREE legal advice about road traffic law and a FREE accident assistance service to reduce costs and stress levels.