Tag Archives: car warranty

Five used car buying mistakes to avoid

Sophie MumIn the rush to buy a great new set of wheels, it’s sometimes easy to move too quickly and make basic (and often costly) mistakes. Buying second hand can save you lots of money – maybe up to 40% off a new car, so here are five simple things to avoid when buying your next pre-loved car.

1/ Rushing in

We know what it’s like – the car looks great, the price is good, but you’re not sure and the salesman is giving a good pitch, ‘there’s someone else interested’; ‘I’ll offer you a special price’ and so on.

Everyone likes a deal, but don’t forego the basic checks – registration details, service history etc. If the car is right for you, it’ll still be there when you’ve checked it out properly. Websites such as www.honestjohn.co.uk can help you check out your potential car’s history.

2/ Not being selective about your choice of seller

Of course, using a dealer that offers official Ford warranties and checks, as well as RAC inspections, such as JenningsFordDirect, provides more reassurance than most, but there are lots of ways to buy a used car and making sure you use the right option for you is essential.

If you know a lot about cars, private sales may not daunt you. But if you’re less of an expert, a high quality dealer is likely to take away some of the stress.

3/ Failing to ask enough questions

Before you close the deal find out what the price includes. Does it come with an ‘approved’ vehicle check, a verification check like HPI and a reassuring warranty that’s better than the typical 3 months?

Be sure to check other things out too; ask to see documents such as the V5C registration documents, MOT certificates and service history details. Ask how the new DVLA car taxation rules will affect you ie when can you tax the car, remembering that you can no longer drive away a ‘new’ car you’ve just bought when it’s still taxed by the previous owner.

Turn detective and worry if the seller seems less than keen to answer your questions or provide the information you’re asking for.

4/ Paying the list price!

Admittedly it’s not terribly British and few females know how far to go here, but don’t assume you have to pay the asking price – especially if you’re paying cash.

Remember you’re the one in a strong position – there are thousands of cars for sale and you, as a buyer, are a very valuable asset. Thisismoney.co.uk has valuable tips about haggling, as well as advice on assessing potential repair costs and hidden money traps.

5/ Not trying it out for size

There’s a reason that test drives exist. Rather like the motoring equivalent of the changing room, the test drive lets you try out your prospective car for size. From the very practical ‘can I reach the pedals comfortably?’ and ‘is my vision good enough in this car?’ to the rather more subjective ‘do I feel good in this?’ test driving gives you the opportunity to sample how owning the car will feel day-to-day.

And if it doesn’t feel totally right, don’t be afraid to walk away because there will be another better car that’s right for you, given shopping time.

guestblog This is a Guest Blog from Jennings Ford Direct, part of Jennings Motor Group, the North East’s largest independent car dealer group. All used Ford cars come with a package of reassuring benefits including comprehensive HPI and RAC checks as well as an impressive 2 year warranty.

NB: Jennings has won Ford’s prestigious ‘Chairman’s Award’ on 17 separate occasions over the last 20 years.

Where car warranties can save money

When it comes to the cost of motoring, most women drivers have a breakdown policy in place, just in case. If you’d like to have the same peace of mind when your car needs an expensive repair doing, you may choose to budget for this by buying a car warranty product.
According to car warranty provider Warranty Direct, one in three* repairs to vehicles aged between three and seven-years old will be due to a wear-related failure which is fairly obvious when you think about it. And new car warranties only cover material or manufacturing defects.

Their repair data shows us which parts are most likely to wear out over time. Smaller parts like bearings in a water pump could cost c£200 to fix whereas larger components like automatic gearboxes cost on average £1,378.65 but are thankfully very rare.

TOP TEN* parts that fail due to ‘wear & tear’
Component/Percentage of all repairs/Average repair cost
Suspension arms/ 5.86%/ £230.60
Ball joint/3.89%/£223.80
Steering rack/3.88%/£377.68
Turbo/2.18%/£794.78
Water pump/2.07%/£209.00
Wheel bearings/1.86%/£150.31
Fuel pump/1.38%/£415.30
Flywheel/1.05%/£630.92
Injector/0.86%/£400.26
Automatic Gearbox/0.38%/£1,378.65

As in life, it’s important to read the small print with so many warranties on the market. Vauxhall offers a lifetime warranty, restricted to 100,000 miles and one owner; Kia has a 7 year one (same mileage but more reliable cars), Hyundai offers 5 years and the more typical warranty is a 3 year term.

But don’t expect the car warranty salesman to explain your choices or help you find the best for your circumstances because commission is involved! You must do your homework for yourself and be aware that some warranty policies include a low hourly rate payable to garages, meaning you might decide to top this up to use one you would prefer, based on measurable quality reasons, as explained in FOXY Good Garage Guide for example.

Where ‘wear and tear’ is excluded the motorist will be required to pay for worn out parts which are normally related to heavy mileage, the car’s age or a change in any existing warranty terms as the car gets older.
*figure of one in three based on total failures due to wear and tear (34.4%). Top 10 accounts for 23.4% of all failures

Warranty Direct cover starts from £15 a month.
FOXY

NB: FOXY Choice lists female friendly garage repairers that won’t overcharge, patronise or sell women services they don’t need.

The Seven Year Itch or Loyalty for Life?

Can today’s cars be cherished and remain reliable for much longer than seven years?

Remember the film ‘The Seven Year Itch’ with Marilyn Monroe when the faithful husband is tempted to wander? No I’m not that old really but I have seen the film and it seems to apply in other contexts too!

For example, put into a driving context I wondered if cars can reasonably be expected to limp along for a lifetime of low mileage and short local journeys (rather than 7 years)? Think about the engine wear and tear plus annual garage bills as the vehicles age…

If you haven’t got my gist yet, my apologies – I’m talking about the difference between Kia’s 7 year new car warranty versus Vauxhall’s new lifetime warranty offer.  Both are for a total mileage of 100,000 miles so you might say, what’s the difference?

Well the difference is to do with your annual mileage and whether a car can last long enough to benefit from a lifetime warranty.   But either way, before we look a bit deeper at these offers, these two manufacturers deserve a genuine pat on the back for offering a lot more than most other car manufacturers, so well done both.

And what will Ford follow in with I wonder?

I’m not sure if the Kia 7 year warranty is transferable to a second owner but the Vauxhall offer isn’t, so if you drive c5k miles a year and have your car serviced annually (by a VAT registered garage, not necessarily a dealership I believe) then a Vauxhall is a great buy that could last up to 20 years, assuming you do or want to drive the same car that long ;-).

But I imagine that this offer, linked to car models that women like, like the Picanto or Corsa, will appeal to foxy lady drivers who like great value for money supported by female friendly service levels.

And our advice to Club members will be to factor in the cost of the annual servicing that Vauxhall and Kia will require you to have, to maintain that warranty.

FOXY

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