There are times when statistics leave me speechless. Especially when they confirm what we all know. That women are safer drivers compared to men. Full stop. So why charge women U40 more for car insurance simply because the EU says so?

This is why I’m publishing this excellent infographic from Tesco Bank with a few FOXY footnotes below…

Driving Test Performance Statistics

I suspect that some men might see these driving test statistics as evidence of their superior driving ability at an early age. And that some females might agree because many of us aren’t as confident…

But think about it. If young male drivers are so much more likely than young females to cause serious and fatal accidents perhaps they’d be safer drivers if they had to take the same amount of time and lessons as us? And perhaps it’s that extra driving experience coupled with the absence of testosterone-driven driver behaviour that makes us the more conservative and safer drivers. Exceptions apply and so on.

Accident Statistics

Please look at the graph re accident statistics which are self explanatory I feel. Can there be any doubt that women are the less accident prone/lesser risk gender throughout our lives?

So how can the EU Gender Directive simply sweep this actuarial evidence to one side?

If you know better, please explain to me why women are to pay the same as men for car insurance? The only possible explanation is that this is an opportunity for insurers to up their profits.

I’d like to be proved wrong. I certainly expect the genuinely female friendly insurers WILL prove me wrong – and that a gap will start to emerge after G-Day between the insurers that are getting it right for females versus less ethical others that see it as a straight forward opportunity to earn more profit.

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Find out more information about Car Insurance from Tesco Bank.